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Your Financial Future
Begins Now

Developing a Comprehensive Plan
To Align Your Personal and Financial Goals

Our Estate Mapping approach utilizes an engaging method that provides definitive asset and liability awareness. We’ll help you take a closer look at your financial life along with the intricacies of your holdings and potential risks. We aim to add value to the process by performing a risk assessment beyond portfolio allocation.

Coupling with our Portfolio Drag process, we’ll aim to provide value by identifying fees and taxes that are often a burden to your overall returns. We’ll identify which strategies and solutions might give further insight and aim to provide actionable steps to improve your financial and personal life.

What You Can Expect
When We Work Together

Step One: Discovery

Our goal is to understand what your wealth means to you and how it fits into your lifestyle, now and in the future. We’ll begin by organizing your finances in a way that helps to clarify your financial picture. Utilizing an in-depth questionnaire and appropriate statements or documents, we’ll combine our experience to capture the relevant information.

We will discuss your financial goals and establish your long, medium and short-term aspirations. This session can be fairly time intensive and typically takes about 90 minutes, depending on your interests and needs. 

Step Two: Mapping

Using the information gathered during the discovery phase, we’ll begin to create your personalized estate map. With our experience and a multitude of financial software applications, we’ll develop a plan that is specific to your goals.

We analyze your entire financial situation and identify areas of risk and improvement. Our Portfolio Drag process is used to identify opportunities to seek to increase the efficiency of your entire portfolio.

The time frame for completion of the mapping process can vary. Our advisors will give an approximate time for completion and provide regular updates on the process. The typical time for completion is three weeks.

Step Three: Presentation

Together, we will create an estate map and a written financial plan that includes actionable steps to guide you on the path of pursuing financial independence. Our team will present your estate map, outline our recommendations and answer any questions you may have. You’ll be given a list of actionable steps alongside a sense of empowerment and confidence in your financial journey.

You have the option to complete this list on your own or our team would be happy to continue partnering with you, in which case we will provide the next steps.

Seasonal Maintenance & Review

Q1 – Cash Flow
  • Prior year after-tax income and expense
  • Year Ahead after-tax income projection
  • Estimated tax payments
  • Significant Expenses next 24 months.
Q2 – Risk Management
  • Review all insurance
    • Life
    • Property and Casualty
    • Umbrella
  • Asset Allocation
    • Correlation
    • Performance
    • Stress Test Portfolio
      • Income
      • Volatility
Q3 – Succession and Estate Planning
  • Review tax law changed
  • Family meeting
  • Succession Planning
    • Trust
    • Business
Q4 – Tax Planning
  • Gain/Loss harvesting
  • Review Assets held away
    • Income
    • Gain/Loss
    • Character

Keeping You In Mind

With a transparent and easy to understand method, your tailored solutions are not only presented to you but clarified through in-depth conversations and understanding. We strive to be companions as well as providers and look forward to putting your needs first. 

Ready to Get Started? 

Make an Appointment to Begin Today